James Ward Road
Colchester
£95,000
Tenure: Leasehold
Ref: CCS121507
- Shared ownership apartment
- Spacious living room with private patio
- Modern kitchen & bathroom
- Two double bedrooms
- Two parking spaces
- Price represents 50% shared ownership
- Opportunity to purchase up to 100% read more show less
monthly mortgage estimate
SHARED OWNERSHIP! The price advertised represents purchasing 50% of the property. The maximum shared ownership percentage available is 100% (£190,000). Terms and conditions apply. Please enquire for further information.
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- Years remaining: 987 years
- Current ground rent: £0
- Ground rent review period: Contact branch
- Annual service charge: £1,992
- Ground rent increase: Contact branch
- Share sold: 50%
- Rent payable: £261 per month
Council Tax Band: B
Tenure: Leasehold
Shared Ownership:
floor plans
in detail
Offered on a SHARED OWNERSHIP basis, this modern and well presented two bedroom ground floor apartment is situated on the outskirts of Colchester on the south side, offering excellent access to local schools and amenities. Bannatyne Health Club and Birch Grove Golf Club are close by and Abberton Reservoir and nature reserve are a short drive.
Upvc double glazed window, upvc double glazed doors to private patio area, carpet, two radiators.
Upvc double glazed window, range of white modern base and eye level units, work surfaces with splashback, inset stainless steel sink and drainer unit with mixer tap, integrated oven and hob with tile effect splashback and extractor fan over, space for washing machine, built-in appliances, laminate wood flooring.
Upvc double glazed window, built-in wardrobe, radiator, carpet.
Upvc double glazed window, carpet, radiator.
Rent and service charge payments are collected by monthly direct debit the 1st of each month and are reviewed annually each April in line with the terms of the Lease.
Ministry of Defense personnel will be prioritised for Shared Ownership.
Entrance Door To:
Entrance Hall
Built-in cupboard, radiator, carpet, doors to all rooms.Lounge / Diner
16' 10" x 10' 6" ( 5.13m x 3.20m )Upvc double glazed window, upvc double glazed doors to private patio area, carpet, two radiators.
Kitchen
10' 4" max x 10' 2" max ( 3.15m max x 3.10m max )Upvc double glazed window, range of white modern base and eye level units, work surfaces with splashback, inset stainless steel sink and drainer unit with mixer tap, integrated oven and hob with tile effect splashback and extractor fan over, space for washing machine, built-in appliances, laminate wood flooring.
Bedroom One
13' 11" max x 9' 8" max ( 4.24m max x 2.95m max )Upvc double glazed window, built-in wardrobe, radiator, carpet.
Bedroom Two
10' 6" x 10' 2" ( 3.20m x 3.10m )Upvc double glazed window, carpet, radiator.
Bathroom
Modern white suite comprising panel enclosed bath with shower over and screen, low level w.c. and pedestal wash hand basin, part tiled walls, radiator, wood effect flooring, upvc double glazed window.Outside
The property benefits from TWO PARKING SPACES, as well as PRIVATE PATIO.Agents Notes
The current shared ownership percentage is 50%. Rent is payable on the remaining 50% of the property - this is currently £261.27 per month. A monthly service charge of £165.98 is also payable (including buildings insurance).Rent and service charge payments are collected by monthly direct debit the 1st of each month and are reviewed annually each April in line with the terms of the Lease.
Ministry of Defense personnel will be prioritised for Shared Ownership.
Utilities, rights & restrictions
Utility supply:
- Electric Ask agent
- Water Ask agent
- Heating Ask agent
- Broadband Ask agent
- Sewerage Ask agent
Rights and restrictions:
- Private rights of way Ask agent
- Public rights of way Ask agent
- Listed property Ask agent
- Restrictions Ask agent
Risks:
- Flooded in last 5 years Ask agent
- Flood defences Ask agent
- Source of flood Ask agent
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Monthly mortgage estimate
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Colchester Culver Street West team...
8 Culver Street West
COLCHESTER
Essex
CO1 1JG
COLCHESTER
Essex
CO1 1JG
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*PLEASE BE AWARE, THESE RESULTS ARE FOR ILLUSTRATIVE PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS A MORTGAGE
QUOTE. THESE ARE BASED ON A REPAYMENT MORTGAGE AND MAY VARY DEPENDING ON THE TERM AND INTEREST RATE OF YOUR
MORTGAGE.
LENDER FEES MAY ALSO BE APPLICABLE. IF YOU WOULD LIKE GUIDANCE ON THE RIGHT MORTGAGE FOR YOU, WE RECOMMEND SPEAKING TO ONE OF OUR MORTGAGE CONSULTANTS WHO WILL BE MORE THAN HAPPY TO HELP.
**The 4.19% annual interest rate is based on the Connells Group average mortgage interest rate taken from this year YTD and is correct as at 17/03/2026.
Any fees payable will be explained in your initial no-obligation appointment, before you choose whether to use our Mortgage Services.
LENDER FEES MAY ALSO BE APPLICABLE. IF YOU WOULD LIKE GUIDANCE ON THE RIGHT MORTGAGE FOR YOU, WE RECOMMEND SPEAKING TO ONE OF OUR MORTGAGE CONSULTANTS WHO WILL BE MORE THAN HAPPY TO HELP.
**The 4.19% annual interest rate is based on the Connells Group average mortgage interest rate taken from this year YTD and is correct as at 17/03/2026.
Any fees payable will be explained in your initial no-obligation appointment, before you choose whether to use our Mortgage Services.
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